🚀 Welcome to 2030: Co-Ownership Is the New Vacation Home Standard

Hey there -

Here's the uncomfortable truth about that dream beach house:

You'll spend $2.5M to use it maybe 6 weeks a year. With $45K in annual carrying costs, that's roughly $1,070 per night you're actually there—not including the mortgage payment on money that just sits there the other 46 weeks.

Meanwhile, your "investment" is costing you whether you visit or not. It's like paying for a gym membership and showing up twice a month—except the membership costs more than most people's entire salary.

The vacation home reality check most people avoid:

💸 Average vacation home usage: 65 days per year (82% vacancy rate)
💸 Annual carrying costs: $40K-$50K+ regardless of usage
💸 Maintenance headaches: Long-distance property management, emergency repairs, seasonal prep
💸 Market risk: You're betting everything on one location, one property type
💸 Liquidity trap: Takes 6-12 months to sell if you need to exit

This is part of the reason why 28% of vacation home owners regret their purchase, with nearly half feeling guilty about barely using their expensive investment.

Why Smart Money is Going Fractional

Over 61 million Americans already co-own properties in some form—and that number is exploding. Why? Because the math actually works:

Same $2.5M beach house, shared 5 ways:

• Your cost: $500K (not $2.5M)

• Your usage: 10+ weeks per year (not 6)

• Your carrying costs: $9K annually (not $45K+)

• Your cost per night: $129 (not $1,070)

That's 88% less per night for 67% more usage time.

But here's where it gets really interesting...

The Plum Advantage: True Ownership Flexibility

Most co-ownership locks you into ONE property in ONE location. That's still thinking like it's 1995.

With Plum, you can:

🌎 Diversify geographically - Own beach shares in Florida AND mountain shares in North Carolina
🏠 Mix property types - Lake house for summer, ski lodge for winter, city condo for work trips
📈 Scale up or down - Add shares in hot markets, sell shares when life changes
🚪 Exit strategically - Liquid marketplace means selling shares in weeks, not months
⚡ Move fast - See opportunity in Park City? You can own shares next month, not next year

Traditional vacation ownership: Buy big, stay put, hope for the best.
Plum co-ownership: Buy smart, stay flexible, diversify your bets.

The Infrastructure That Changes Everything

PlumMarketplace - Shop vacation home shares like booking a vacation (but you're buying equity)
PlumConnect - Scheduling, banking, docs, communication all automated
PlumConcierge - Full LLC management so you focus on vacation planning, not paperwork

You're not buying into someone else's timeshare dream. You're becoming a strategic real estate owner with multiple properties, multiple markets, and multiple exit strategies.

Here's What's Really Happening

While traditional buyers are getting house-poor on single $2M+ properties, Plum co-owners are building diversified vacation portfolios for the same money. They're not just saving money—they're building smarter wealth.

Your Move

The old way: Overpay for one property you'll barely use.
The new way: Own multiple properties, use them more, pay less, stay flexible.

Ready to see real numbers on real properties? Reply with "SHOW ME THE MATH" and I'll send you a breakdown of 3 different co-ownership scenarios based on your budget and preferences—no sales pitch, just the actual economics.

Because if you're still thinking you need to buy the whole golf course to play a few rounds, we need to talk.

—Doug

P.S. Still skeptical? Fair enough. That $2.5M sitting empty 300 days a year isn't going anywhere. But the best co-ownership opportunities are.

Featured Group Seeking Co-Owners

NC High Country - Boone, Grandfather, Banner Elk, Blowing Rock

Your Mountain Retreat Awaits

Join us in co-owning a beautifully crafted timber frame home — where modern design meets natural beauty. Think soaring vaulted ceilings, cozy fireplaces, chef-style kitchens, and sweeping mountain views.

Enjoy the best of both worlds: outdoor adventures just minutes away, and charming small towns filled with dining, shopping, and culture. With spacious bedrooms (each with ensuite baths), covered decks, and fire pit evenings under the stars, this is the perfect blend of vacation getaway + smart investment.

🌲 Comfort. Adventure. Ownership — made simple.

Here’s what you’d be looking at:

• $1,000,000 target home price

• $250,000 per share

• $565 estimated monthly expenses (insurance, taxes, cleaning, repairs, utilities, etc.)

• 4 shares total (3 available)

• Short-term renting (STR) permitted

• Target Home:

  • 4 Bedroom

  • Fire place

  • Hot tub

  • Porch